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Credit Analyst

Credit analysts look at financial information to decide whether people or businesses are safe to lend money to. Banks and other lenders rely on you to work out the risks before they hand over hundreds of thousands of pounds.

Credit Analyst

60

Finance & Accounting

AI IMPACT
AI EXPOSURE TODAY60
20-YEAR SCENARIO
NOT A FORECAST
95%
THE DOOR · ENTRY DIFFICULTY TODAYC
STARTING PAY£25,000 - £35,000
NO MOATNo physical, legal or personal barrier protects this work from software.

THE DOOR: ENTRY DIFFICULTY TODAY, graded A (easy) to E (extremely hard). A Careermash rule-of-thumb index built from our AI exposure index and the job's moat class. It is not a forecast and not a count of job openings.

AI EXPOSURE TODAY is a Careermash index from 0 to 100 of how exposed this job's everyday tasks are to AI today. We estimate it by matching published research on how people use AI to this job, usually by keyword or subject area, and we lower it where the work is protected (for example by physical, personal or legal requirements). It is not a direct measurement of how much people in this job use AI.

This work is being absorbed by AI
AI exposure is high for this work and nothing structurally requires a human: no licence, no physical task, no relationship at the core. Enter as the person directing the tools, not competing with them.

Organisations in this field

Organisations known to employ people in this area of work. This is not a list of current vacancies.

BarclaysA leading global bank offering a range of financial services.
HSBCOne of the world's largest banking and financial services organisations.
Lloyds Banking GroupA major UK financial services group providing a wide range of banking and financial services.
Santander UKA leading retail and commercial bank in the UK.
RBS (Royal Bank of Scotland)A major bank providing a wide range of financial services in the UK.